Real estate appraisal services for homeowners in the city of Newburgh and Orange County
The top 7 reasons why NY homeowners order from Professional Appraisals:
Do you own a home in or near Newburgh? Do you need help determining the price of your real estate?
At Professional Appraisals, we understand the particular needs of a customer looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Professional Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value assessment than yours. Appraisals to remove PMIPMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Professional Appraisals, we're experts in helping people just like you do away with unneeded and unwanted PMI insurance. Challenge property tax assessmentsLets say you live in a region that's declining -- your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Professional Appraisals is your perfect weapon when contesting your property tax assessment. HELOC recently frozen?Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Professional Appraisals can help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Professional Appraisals offers field reviews where we go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home. |